MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Account Services | eServices

Account Maintenance Made Easy

MSUFCU's electronic services make handling your account hassle-free.

Direct deposit is the safe, simple way to have your paycheck, federal benefits, or tax refunds deposited automatically to your saving or checking account. There is no need to worry about making it to one of our branches if you are sick or out of town, plus it is safer than receiving paper checks because the funds cannot be lost, stolen, or tampered with in the mail.


Check with your employer to see if you are eligible for direct deposit into your MSUFCU account. To set up direct deposit, you will need:

  • Your MSUFCU base account number and two-digit suffix designating your checking or savings account.
  • MSUFCU's routing number: 272479663


Michigan State University Employees
MSU employees who are on MSU's payroll should enroll for direct deposit through MSU's ePayroll system.


State of Michigan and U.S. Government Employees
Print out the appropriate form1 below, complete and mail to:

MSUFCU Accounting Department
PO Box 1208
East Lansing, MI 48826-1208

State of Michigan Direct Deposit Form

U.S. Government Direct Deposit Form



Social Security, SSI, and other Federal Benefits
Members who currently receive Social Security or SSI Benefits can switch to direct deposit at or calling the Social Security Office toll-free at 800-772-1213 (TTY 800-325-0778).


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BudgetSmart LogoBudgetSmart is free software designed to help you manage your money more effectively. You can use BudgetSmart to:

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending or
    inadequate saving
  • Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget

Download BudgetSmart

Download BudgetSmart software for free, and you'll be on your way to creating your own personalized budget!

After the software is downloaded, you'll need to add a new user with your own unique user name and password.

Download BudgetSmart


At this time, BudgetSmart is not compatible with Macintosh computers. We apologize for any inconvenience this may cause and will continue to work with the software provider for updates.


BudgetSmart is offered by GreenPath Debt Solutions. GreenPath may have privacy and security policies which differ from those of MSUFCU.