Celebrating 80 Years of Superior Service
A letter from our President and CEO
I started my career at MSU Federal Credit Union nearly 21 years ago. In this time I have witnessed incredible growth, numerous milestones, countless achievements, and hard work from employees dedicated to our most valuable asset: our members. I am proud to say that after 80 years, we continue to live the mission of the Credit Union: we continue to assist our members in achieving financial security, their goals, and ultimately, their dreams.

From our modest beginnings operating out of a desk drawer in 1937, to becoming the 48th largest credit union in the United States, with nearly 800 employees serving over 238,000 members, we have 18 branches in Greater Lansing, Oakland County, and Grand Rapids to conveniently serve members. We have successfully merged in two small asset-size credit unions - Eaton County Educational Credit Union and Clarkston Brandon Community Credit Union, opened the Financial Innovation and Education Center (FIEC), supported numerous local charities, volunteered thousands of hours in the community, enhanced and increased the number of products and services offered to our members, and completed the second building on our headquarters campus.

I believe that our founding board members - several MSU faculty and staff members - would be proud to see how we have grown, yet that we have remained focused on the core values of credit unions: people helping people. In the words of the Credit Union's first manager, Frances Lesnieski, "The history of our Credit Union is a history of people, working together, drawn together by common goals and common needs. Together, they have built not an institution, but a living vital testimonial that will surely live for another 50 years." I couldn't agree more, and I look forward to seeing what we accomplish together in the years to come.

Thank you to all of our members, employees, and community partners - past, present, and future. In 80 years, you have shaped the Credit Union into what it is today, and together, we will shape our next 80 years.
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Sincerely,
April M. Clobes
President and CEO,
MSU Federal Credit Union
A letter from our President and CEO
I started my career at MSU Federal Credit Union nearly 21 years ago. In this time I have witnessed incredible growth, numerous milestones, countless achievements, and hard work from employees dedicated to our most valuable asset: our members. I am proud to say that after 80 years, we continue to live the mission of the Credit Union: we continue to assist our members in achieving financial security, their goals, and ultimately, their dreams.

From our modest beginnings operating out of a desk drawer in 1937, to becoming the 48th largest credit union in the United States, with nearly 800 employees serving over 238,000 members, we have 18 branches in Greater Lansing, Oakland County, and Grand Rapids to conveniently serve members. We have successfully merged in two small asset-size credit unions - Eaton County Educational Credit Union and Clarkston Brandon Community Credit Union, opened the Financial Innovation and Education Center (FIEC), supported numerous local charities, volunteered thousands of hours in the community, enhanced and increased the number of products and services offered to our members, and completed the second building on our headquarters campus.

I believe that our founding board members - several MSU faculty and staff members - would be proud to see how we have grown, yet that we have remained focused on the core values of credit unions: people helping people. In the words of the Credit Union's first manager, Frances Lesnieski, "The history of our Credit Union is a history of people, working together, drawn together by common goals and common needs. Together, they have built not an institution, but a living vital testimonial that will surely live for another 50 years." I couldn't agree more, and I look forward to seeing what we accomplish together in the years to come.

Thank you to all of our members, employees, and community partners - past, present, and future. In 80 years, you have shaped the Credit Union into what it is today, and together, we will shape our next 80 years.
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Sincerely,
April M. Clobes
President and CEO,
MSU Federal Credit Union
We Are Proud to Be a Part of the Community
Limited-Time Anniversary Specials Just for You
Win $800 with your MSUFCU Visa
Use your MSUFCU Visa Credit Card for all purchases October 1 through December 31, 2017. Each purchase earns you one entry - the more purchases you make, the greater your chances of winning. One MSUFCU Visa cardholder will be randomly chosen each month, and MSUFCU will pay his or her Visa Credit Card balances, up to $800!
Each MSUFCU Platinum or Platinum Plus Visa cardholder will receive one entry for each purchase made with his/her MSUFCU Visa during October, November, and December 2017. Entries are tallied on a monthly basis. Each month, one winner will be randomly selected by the Internal Audit department of MSUFCU, whose decision is final, and will receive up to $800 toward his or her Visa Credit Card balance. Credit card balance is based on the last calendar date of each valid promotional month. If winning member's Visa Credit Card balance is less than $800, MSUFCU will pay the full balance. If the winning member's Visa Credit Card balance is higher than $800, MSUFCU will pay $800 toward the balance. If winning member's balance is zero, $800 will be credited to his/her Visa line of credit. No substitutions. Each member may only win once. Account must be in good standing to win. Winners will be contacted within five business days of the last day of each monthly promotion. Winners have five business days to respond. Failure to respond by the fifth business day after being contacted will result in the selection of a new winner. Winners must agree to sign an MSUFCU release form. MSUFCU employees, board members, and their families are not eligible to win. Visit msufcu.org for full details.
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Looking Back on 80 Years at MSUFCU
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2015
Groundbreaking for MSUFCU's second headquarters building on the headquarters campus.
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2016
Financial Education and Innovation Center opens.
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1937
Eight Michigan State College (MSC) faculty and staff open MSC Employees Credit Union on campus and operate out of a desk drawer.
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1955
Michigan State College becomes Michigan State University; the Credit Union changes its name to MSU Employees Credit Union (MSUECU)
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1958
The Credit Union moves into a Quonset hut on MSU's campus to use as a new office.
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1966
Oakland University employees become members.
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1973
Oakland University branch opens.
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1975
The first ATM is installed at the Crescent branch on MSU's campus.
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1979
Michigan State University Employees Credit Union becomes MSU Federal Credit Union.
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1985
MSUFCU reaches $100 million in assets and over 40,000 members. MSU students also become eligible for membership.
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1996
MSUFCU launches its first website, www.msufcu.org with ComputerLine.
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2003
MSUFCU reaches $1 billion in assets, making it the largest university-based credit union in the world and 73rd-largest credit union in the nation.
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2008
MSUFCU's new headquarters building opens on West Road in East Lansing.
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2012
The Credit Union celebrates its 75 year anniversary and launches the MSUFCU mobile app.
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2013
Oakland University Credit Union is established as a trade name of MSUFCU.
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2014
MSUFCU was named Federal Credit Union of the year by National Association of Federal Credit Unions (NAFCU).
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