MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Business | Checking & Savings

Business Checking & Savings Accounts

 

MSUFCU offers you a variety of checking and savings options to meet the needs of your business. Whether you're just getting started or have been in business for a while, we have the tools to help you succeed.

 

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Use our account comparison chart as a guide to find the best accounts for your business.

 

 

Minimum Balance to Open Account

Minimum Balance to Avoid a Fee

Minimum Balance Fee

Number of Complimentary Transactions1

Excess Transaction Fee2

Dividend Rate Tier Structure3

  Account Type / Other Limitations

Business Spartan Saver

$5

None

None

25

$0.25

$0

Savings Account

Business IMMA

$0

None

None

25

$0.25

$2,000 - 9,999; $10,000 - 49,999
$50,000 - 99,999;
$100,000+

Savings Account

Small Business Checking

$0

None

None

100

$0.25

This is a non-dividend bearing account

Transaction Account

Standard Business Checking

$0

$2,500

$15

300

$0.25

This is a non-dividend bearing account

Transaction Account

Money Market Business Checking

$0

$25,000

$25

500

$0.25

$25,000 - 49,999
$50,000 - 99,999;
$100,000+

Transaction Account

Activity Business Checking

$0

$10,000

$20

0

$0.15

This is a non-dividend bearing account

Transaction Account

Business Sweep

$0

None

None

25

$0.25

$2,000 - 9,999; $10,000 - 49,999
$50,000 - 99,999;
$100,000+

Transaction Account;
No Check Writing. No Visa Debit Card

 

1 Transactions include each check deposited, check cleared, and other debits and credits. Transactions do not include Visa Debit Card POS and/or signature-based transactions, or sweep transactions. Bill payment paper check items are counted as transactions with no additional charge for the first twenty (20) items; thereafter a per item fee will be assessed. See the Business Account Fee Schedule for a list of fees.

2 Transactions over the number of complimentary transactions will be assessed the excess transaction fee.

3 See the credit union's Business Dividend Rate Schedule.




Business Checking Accounts




Business Savings Accounts