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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Checking & Savings

Business Checking & Savings Accounts


MSUFCU offers you a variety of checking and savings options to meet the needs of your business. Whether you're just getting started or have been in business for a while, we have the tools to help you succeed.


Business Checking Accounts

Business Savings Accounts

MSUFCU's Business Insured Money Management Account allows you to earn higher dividends on your savings. Receive a competitive high market rate, easy access to your funds, and rest assured that your funds are insured by the NCUA.





  • $2,000 minimum balance to earn dividends1
  • 25 complimentary transactions per month2 
  • Earn more with our four Business IMMA tiers. The larger the deposit, the higher the rate: (see current dividend rates)
    • $2,000 - $9,999.99
    • $10,000 - $49,999.99
    • $50,000 - $99,999.99
    • $100,000 - $499,999.99
    • $500,000 - $$999,999.99
    • $1,000,000 - $1,999,999.99
    • $2,000,000 - Greater
  • Dividends calculated daily and paid monthly
  • ATM Access
  • ComputerLine/MoneyLine access
  • Funds insured for $250,000 by the NCUA and backed by the full faith and credit of the United States Government.


Electronic Transfers or Payments

A Business IMMA is a deposit account and allows six (6) electronic transfers out of the account per month. The following transactions are included in the limit of six (6) transfers out:

  • Overdraft transfers
  • Telephone transfers
  • ComputerLine/MoneyLine transfers
  • Pre-authorized or automatic payments or transfers to third parties
  • Written checks (minimum of $500 each) 



You may make as many of the following transfers2 per calendar month as you would like:

  • Transfers or withdrawals made in person at a branch, by mail or at an ATM
  • Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
  • Automatic payment of service fees at MSUFCU
  • Automatic transfers for the repayment of loans at MSUFCU


Compare this account with MSUFCU's other business accounts!


Open a Business IMMA


Create, track and manage your Business IMMA at your convenience using ComputerLine. Open a Business IMMA account online today:

Login to ComputerLine, select Manage and choose Add a Savings or IMMA Account.

You may also open a Business IMMA by visiting any branch location or by calling 517-333-2424 or 800-678-4968.


1Dividends will not be earned any day the account balance falls below the $2,000 minimum.
2There is a $0.25 excess transaction fee for each transaction exceeding 25 during the month.