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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Checking & Savings

Business Checking & Savings Accounts


MSUFCU offers you a variety of checking and savings options to meet the needs of your business. Whether you're just getting started or have been in business for a while, we have the tools to help you succeed.


Business Checking Accounts

Ideal for businesses with high levels of transaction activity. This account offers the earning potential of a money market fund with no monthly service fee. Dividends are paid when the minimum balance is maintained. 

Features & Fees
Minimum Balance  $25,000.001
Complimentary Transactions   5002
Dividend Rate Tier Structure   $25,000 - 49,999;
 $50,000 - 99,999;
 $100,000 +
Minimum Balance Fee $25.001 per month
Excess Transaction Fee   $0.252



  • 24/7 access to your account via ComputerLine. Conduct over 40 transactions including online check images. 
  • Use your Visa Debit Card for all your purchasing needs.
  • Free online Bill Payment for electronic/ACH payments.
  • Set up overdraft protection and avoid the cost and inconvenience of overdrawing your account. Electronic overdraft notices are free. Sign up for eNotices in ComputerLine. If you elect to receive a paper notice at the time the overdraft occurs, there will be a $5.00 fee.

Compare this account with MSUFCU's other business accounts!

Apply Now

To open your Money Market Business Checking Account,3 you need the following documents:

  • Business Account Application
  • Certified copy of resolution
  • Appropriate filed paperwork:
    DBA, Partnership Agreement, Articles of Incorporation, Articles of Organization (LLC), Operating Agreement (LLC) if applicable

Apply Now for Your MSUFCU Business Checking Account!


The minimum balance fee is charged if a balance of $25,000 or more is not maintained.
The excess transaction fee is charged for each transaction exceeding 500 during the month. Find additional fees applicable to all Business Checking Accounts on the MSUFCU Business Fee Schedule.

To qualify for a business account, one of the business account holders must be eligible for membership with MSUFCU.

Business Savings Accounts