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Routing Number: 272479663
Swift Code: MSUCUS44
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dreamBIG for Your Business
MSUFCU offers the products, services, and tools you need to dreamBIG. Whether you're an entrepreneur just starting out or an established business owner, MSUFCU has the right solutions to set your business up for success with our dedicated, full-service Business Services team.

Looking for a financial institution that offers personalized support for your business? Set up your account today with our exclusive dreamBIG Business Bundle for discounts on our competitive business products and services.

Already a member? Review the options below to find the solution that best fits your business needs.

Celebrating Our Small Businesses
In celebration of Small Business Week, MSUFCU is excited to offer business members the opportunity to earn up to $100, now through May 31, 2024:

• Receive $50 when you open a Business Cash Back VISA Credit Card and spend $5,000 in 90 days.1

• Receive $50 when you open a Business IMMA with a minimum deposit of $5,000 and maintain that balance for at least 90 days.2

To see all of the ways we are supporting local businesses, check out these offers!

Business Solutions

Business Accounts

We offer checking and savings accounts unique to your businesses needs. Each account includes monthly complimentary transactions, Bill Payment, overdraft protection, and 24/7 account access.

Business Loans

We provide business lending options designed to help your business on your terms. Whether you're stocking your shelves or expanding your footprint, we have the financing you need.

Business Services

We're here to help your business run more effectively and efficiently. Our services include merchant processing, eDeposit, payroll solutions, and fraud protection.

Upload Business Documents

Need to send documents with sensitive personal or financial information to MSUFCU? Securely upload your file(s) here.

Meet the Business Team

Meet the team who will help make your business a success.

Business Account Resources

Already opened your business checking and savings accounts but need to make changes? We're here to help your business run smoothly, find some resources here to help.

1Offer valid 4/27/24 to 5/31/24. You will receive $50 once you spend $5,000 on net purchases within the first 90 days after opening your MSUFCU Business Cash Back VISA Credit Card. Purchases must post to your account within 90 days. Once you qualify for this bonus, we will apply it to your VISA Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first 90 days will be excluded. Account must be in good standing to receive $50. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $50 bonus being applied to your cash back account, the bonus will be considered to have been forfeited. This one-time $50 offer is valid for new, first-time MSU Federal Credit Union Business Cash Back VISA cardholders only. This offer may be canceled at any time without notice. Visit for full terms and conditions.

2Offer valid 4/27/24 to 5/31/24. Members who do not currently have a Business Insured Money Management Account (IMMA) and open a Business IMMA with a minimum deposit of $5,000 and maintain a balance of at least $5,000 for 90 days will receive $50. Business IMMA must be opened and funded by 5/4/24. IMMA Tier 1 Annual Percentage Yield 1.30% as of 4/26/24. Rate subject to change. Bonus of $50 will be deposited to the member's savings account within 45 days of promotion end date. Not valid for funds already on deposit with MSUFCU. Offers cannot be combined. Bonus may be taxable and reported on an IRS Form.