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MSUFCU Routing Number: 272479663


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MSU Federal Credit Union | Business | Loans & Visa

Business Loans & Visa Credit Cards


Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1


1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

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Make the necessary purchases for your company with the Business Real Estate Secured Line-of-Credit. Use the equity already accrued in your company's real estate to safely borrow for short-term cash flow needs, working capital, or other business purposes.1

This loan features a fixed- or variable-rate tied to the Wall Street Journal's Prime Rate plus a margin as determined by the Business Lending Committee.

1Business Loans are only available to Michigan businesses. Collateral must be located in Michigan.


  • Credit limits up to $1,000,000
  • Interest-only payments
  • No application fee
  • No prepayment penalty
  • Loan checks available
  • Overdraft protection for your business checking account
  • 24/7 remote access via ComputerLine and MoneyLine

With a business revolving line-of-credit, you can carry a balance (based on an annual review) and payments are based only on credit used. Funds become available again after the advance is repaid.

Access your Business Real Estate Secured
Line-of-Credit at any branch location, ATM, or through MoneyLine or ComputerLine.

Apply Now

Apply Now for Your MSUFCU Business Line-of-Credit!Apply for your Business Real Estate Secured Line-of-Credit today! Select the Apply Now button for the printable Business Loan Application (PDF) and a list of necessary supporting materials.


Contact Our Business Lending Department

Request to be contacted by MSUFCU's business lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.