MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Business | Loans & Visa

Business Loans & Visa Credit Cards

 

Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1

 

1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

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Term loans are great for financing a practice, purchasing equipment, or even buying a new or used vehicle for a business. MSUFCU Term Loans can be fixed- or variable-rate and can have credit limits up to $5,000,000.

 

Fixed-Rate


Know exactly how much you will pay monthly and at what interest rate for a particular piece of equipment, new location, or extra cash with MSUFCU's Business Secured Fixed-Rate Term Loan. Secure your loan with readily marketable collateral, machinery, equipment, fixtures or real estate.1
 

This loan features a fixed-rate for the term of the loan determined by the Business Lending Committee.

 

Variable-Rate


Let the Variable Rate Term Loan work to your advantage when the Prime Rate drops. Payments are reamortized when the Prime Rate changes, which could result in a lower monthly payment. Secure your loan with readily marketable collateral, machinery, equipment, fixtures or real estate.1 Rest easy knowing that seasonal skip payments are also available for certain industries.
 

This loan features a variable-rate tied to the Wall Street Journal's Prime Rate plus a margin as determined by the Business Lending Committee.

 

Benefits of a Term Loan


  • Credit limits up to $5,000,000
  • Principal and interest payments  
  • No application fee
  • No prepayment penalty
  • 24/7 online remote access via ComputerLine

 

Apply Now


Apply Now for Your MSUFCU Business Loan!Apply for your Business Secured Term Loan today! Click the Apply Now button for the printable Business Loan Application (PDF) and a list of necessary supporting materials.
 

 

Contact Our Business Lending Department


Contact MSUFCU's Business Lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you. 

 

1Business Loans are only available to Michigan businesses. Collateral must be located in Michigan.



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Make the necessary purchases for your company with the Business Real Estate Secured Line-of-Credit. Use the equity already accrued in your company's real estate to safely borrow for short-term cash flow needs, working capital, or other business purposes.1

This loan features a fixed- or variable-rate tied to the Wall Street Journal's Prime Rate plus a margin as determined by the Business Lending Committee.

1Business Loans are only available to Michigan businesses. Collateral must be located in Michigan.

Benefits


  • Credit limits up to $1,000,000
  • Interest-only payments
  • No application fee
  • No prepayment penalty
  • Loan checks available
  • Overdraft protection for your business checking account
  • 24/7 remote access via ComputerLine and MoneyLine

With a business revolving line-of-credit, you can carry a balance (based on an annual review) and payments are based only on credit used. Funds become available again after the advance is repaid.

Access your Business Real Estate Secured
Line-of-Credit at any branch location, ATM, or through MoneyLine or ComputerLine.

Apply Now


Apply Now for Your MSUFCU Business Line-of-Credit!Apply for your Business Real Estate Secured Line-of-Credit today! Select the Apply Now button for the printable Business Loan Application (PDF) and a list of necessary supporting materials.
 

 

Contact Our Business Lending Department


Request to be contacted by MSUFCU's business lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.