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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Loans & Visa

Business Loans & Visa Credit Cards


Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1


1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

Based upon how well your company has performed over the past 3 years, the Business Unsecured Line-of-Credit will assist in cash flow management without leaving your company short on operating funds.1 Reviewing your financial statements will help us to determine the option that will best fit your needs.

This loan features a fixed- or variable-rate tied to the Wall Street Journal's Prime Rate plus a margin as determined by the Business Lending Committee.


  • Credit limits up to $100,000
  • Interest-only payments
  • Seasonal skip payments available 
  • No application fee
  • No prepayment penalty 
  • Loan checks available
  • Overdraft protection for your business checking account
  • 24/7 remote access via ComputerLine and MoneyLine

With a business revolving line-of-credit, you can carry a balance (based on an annual review) and payments are based only on credit used. Funds become available again after the advance is repaid.

Access your Business Unsecured Line-of-Credit at any branch location, ATM, or through MoneyLine or ComputerLine.


Apply Now

Apply for your Business Unsecured Line of Credit today! Select the Apply Now button for the printable Business Loan Application (PDF) and a list of necessary supporting materials.


Contact Our Business Lending Department

Contact MSUFCU's Business Lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.



Business Loans are only available to Michigan businesses.