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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Loans & Visa

Business Loans & Visa Credit Cards


Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1


1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

Platinum Resource Visa for BusinessWhether you're traveling around town or across the globe, carrying an MSUFCU Platinum Resource Visa Card will keep you from worrying about having enough cash.


Enjoy a low-interest card with a rate as low as 9.90% APR, along with the following benefits:

  • Limits up to $50,000
  • 25-day grace period on purchases paid in full
  • Remote-access through ComputerLine and MoneyLine
  • Overdraft protection for your checking account 
  • Worldwide access to funds at participating institutions 


Apply Now
Apply for your Platinum Resource Visa for Business Credit Card today! Print, complete, and mail your application to:

Business Services Department
Michigan State University Federal Credit Union
PO Box 1208
East Lansing, MI 48826-1208


Make a Change To Your Existing Platinum Resource Visa
If you are interested in adding or removing cardholders or changing an existing limit, please complete and return the Platinum Resource Visa for Business Change Request form to MSUFCU, Attn: Business Services. In order to apply for an increase to your existing Platinum Resource Visa, please click on the Apply Now button above to download, print, and complete correct form.



Request to be contacted by MSUFCU's business lending departmentContact Us 
Send a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.


Platinum Resource Visa Card

Annual Percentage Rate (APR) for purchases

9.90 - 15.90%

Other APRs

Balance Transfer APR: 9.90 - 15.90%
Cash Advance APR: 9.90 - 15.90%
Penalty APR: 18.00%1 

Grace Period for repayment of purchase balance

25 days 

Method of computing balance

Average daily balance (including new purchases)

Annual Fee


Cash Advance Fee

3% of advance;
minimum of $5.00
maximum of $50.00

International transaction and cash advance fees

1% for ATM,
3% for all other transactions2

Minimum finance charge


Late Payment fee


Over-the-credit-limit fee


1Penalty rate applies if your account becomes delinquent 30 days or more, two times during any twelve month period, or if no payment is received within 60 days from its due date, or upon an adverse evaluation of your creditworthiness.

2Calculated after the transaction has been converted to U.S. dollars