MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Business | Loans & Visa

Business Loans & Visa Credit Cards

 

Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1

 

1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

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Platinum Resource Visa for BusinessWhether you're traveling around town or across the globe, carrying an MSUFCU Platinum Resource Visa Card will keep you from worrying about having enough cash.1  

 

Benefits


Enjoy a low-interest card with a rate as low as 9.90% APR, along with the following benefits:

  • Limits up to $50,000
  • 25-day grace period on purchases paid in full
  • Remote-access through ComputerLine and MoneyLine
  • Overdraft protection for your checking account 
  • Worldwide access to funds at participating institutions 



Apply Now


Apply for your Platinum Resource Visa for Business Credit Card today! Select the Application button below for the printable Platinum Resource Visa Application (PDF). Mail your application to:

 

Business Services Department
Michigan State University Federal Credit Union
P.O. Box 1208
East Lansing, MI 48826-1208
 

 

 

Contact Our Business Services Department 


Request to be contacted by MSUFCU's business lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.

 


Platinum Resource Visa Details


Platinum Resource Visa Card

Annual Percentage Rate (APR) for purchases

9.90 - 15.90%

Other APRs

Balance Transfer APR: 9.90 - 15.90%
Cash Advance APR: 9.90 - 15.90%
Penalty APR: 18.00%2 

Grace Period for repayment of purchase balance

25 days 

Method of computing balance

Average daily balance (including new purchases)

Annual Fee

None 

Cash Advance Fee

3% of advance;
minimum of $5.00
maximum of $50.00

International transaction and cash advance fees

1% for ATM,
3% for all other transactions3

Minimum finance charge

None

Late Payment fee

$25

Over-the-credit-limit fee

$25

 

1Platinum Resource Visa for Business is only available to Michigan businesses.

2Penalty rate applies if your account becomes delinquent 30 days or more, two times during any twelve month period, or if no payment is received within 60 days from its due date, or upon an adverse evaluation of your creditworthiness.

3Calculated after the transaction has been converted to U.S. dollars