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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Loans & Visa

Business Loans & Visa Credit Cards


Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1


1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

The startUP Loan1 is for entrepreneurs looking to start their business in the tri-county area: Ingham, Eaton, and Clinton County. Whether you're looking for financing to purchase equipment or space for your business, the startUP loan can help you jump-start your new idea.


This loan features a low-rate with credit limits available up to $15,000.

1MSUFCU employees, board members, and their families are not eligible to apply for the startUP loan. 


  • Plans to locate in Ingham, Eaton, or Clinton County
  • Completion of loan application and business plan
  • Completed Personal Financial Statement (PFS) for each person owning 20% or more of the business, along with anyone guaranteeing the loan. Both spouses must sign and date, if applicable.


Apply Now

Apply Now for Your MSUFCU Business Loan!Apply for your startUP Loan today! Download the startUP Loan Application (PDF) and a list of necessary supporting materials.


Contact Our Business Lending Department

Contact our Business Lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.