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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Loans & Visa

Business Loans & Visa Credit Cards


Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1


1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

The startUP Loan1 is for entrepreneurs looking to start their business in areas of Michigan served by MSUFCU branches. Whether you're looking for financing to purchase equipment or space for your business, the startUP loan can help you jump-start your new idea.


This loan features a low-rate with credit limits available up to $15,000.

1MSUFCU employees, board members, and their families are not eligible to apply for the startUP loan. 


  • The startUP loan is only available to new businesses established in the previous two years and located in an area served by a MSUFCU branch location within the State of Michigan. 
  • Completion of loan application and business plan
  • Completed Personal Financial Statement (PFS) for each person owning 20% or more of the business, along with anyone guaranteeing the loan.


Apply Now

Apply Now for Your MSUFCU Business Loan!Apply for your startUP Loan today! Download the startUP Loan Application (PDF) and a list of necessary supporting materials.


Contact Our Business Lending Department

Contact our Business Lending department