MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Business | Services

Business Account Services

Avoid NSF (Non-Sufficient Fund) fees by setting up overdraft protection. With overdraft protection, funds are automatically transferred from your MSUFCU savings or loan accounts if you spend a bit more than you thought you had in your checking account.


Plus, overdraft protection is free as long as you elect to be notified of each transfer via an eNotice. If you elect to receive paper overdraft notices notices by mail, you will be assessed a $5.00 fee for each paper notice.


Set Up Overdraft Protection

Visit any branch location or call 517-333-2424 or 800-678-4968. You can also manage your overdraft protection paths by logging into ComputerLine, selecting Manage from the top menu, and then click Overdraft Protection under the Create or Modify Accounts section.

Pay your federal taxes (individual/business employment) online with the Electronic Federal Tax Payment System (EFTPS). It's secure, easy to use, and allows 24/7 access to initiate your tax payments.

EFTPS Online is designed to accommodate nearly all business and individual federal tax payments, including corporate, excise and employment taxes for businesses and 1040 quarterly estimated payments for individuals.

Step 1: Enroll for EFTPS

The first step to using EFTPS Online is to enroll. You need the following information:

  • Tax Payer Identification Number (Employment Identification Number or Social Security Number)
  • MSUFCU Routing Number, 272479663, and your complete MSUFCU account number (consisting of your base account number and two digit I.D.)
  • Exact spelling of your name and address as it appears on your IRS tax documents

Complete the enrollment process in minutes.

  • Visit EFTPS Online at
  • Select Business or Individual Enrollment under the Enrollment tab
  • Complete the requested information
  • Click Submit

10-15 days after enrollment, you'll receive an EFTPS Confirmation Package by mail with instructions on how to obtain your Internet Password. A PIN will be mailed separately. You must have an Internet Password and PIN to use EFTPS Online.

Edit or add additional enrollments to your EFTPS profile at any time.


Step 2: Schedule Your Tax Payment Online

Avoid last minute trips to the credit union or missed deadlines by scheduling your payments online.

  • Visit EFTPS Online at
  • Click Make a Payment
  • Select the federal tax you wish to pay
  • Enter the tax payment amount, tax period and date you wish the payment to occur

You will receive an EFT Acknowledgement Number as a receipt of your instructions. On the scheduled payment date, funds are transferred from your MSUFCU account to the U.S. Treasury and your tax records will be updated at the IRS.


Please note: payment cancellations must take place at least 2 days before the scheduled payment date.

For questions regarding EFTPS Online, contact EFTPS Online Customer Service at (800) 555-8778.


Pay Your Taxes by Phone

Schedule your tax payment with EFTPS by phone. Call EFTPS Customer Service at:
For Business: 800-555-4477
For Individual: 800-316-6541