Business Account Services
Avoid NSF (Non-Sufficient Fund) fees by setting up overdraft protection. With overdraft protection, funds are automatically transferred from your MSUFCU savings or loan accounts if you spend a bit more than you thought you had in your checking account.
Plus, overdraft protection is free as long as you elect to be notified of each transfer via an eNotice. If you elect to receive paper overdraft notices notices by mail, you will be assessed a $5.00 fee for each paper notice.
Set Up Overdraft Protection
Visit any branch location or call 517-333-2424 or 800-678-4968. You can also manage your overdraft protection paths by logging into ComputerLine, selecting Manage from the top menu, and then click Overdraft Protection under the Create or Modify Accounts section.
Never pay a minimum balance or overdraft transfer fee again! Our Sweep Feature allows you to maintain target balances in your business accounts, to avoid minimum balance fees and earn a higher rate on excess funds.
- Increase investment earnings
- Maintain a target balance
- Avoid a minimum balance fee
- Reduce your business line of credit balance
How Does the Sweep Feature Work?
Determine the target balance you want to keep in a certain account.
Choose one or more of the following account options for the funds to be swept to and from:
- Business Sweep Account
- Other Business Checking Account
- Business Line of Credit
Set Up the Sweep Feature
The Sweep Feature can only be used in connection with Business Checking accounts, Business Sweep accounts, and Business Lines of Credit. Download the form linked below, then complete and return the form via:
- Fax to 866-374-2123
- At any MSUFCU branch
- Mail to: MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48823
Contact us with any questions at 517-333-2365, or call 800-678-4968 and ask to speak with a Business Account Specialist. Or, send us a secure email and a Business Account Specialist will contact you.