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Routing Number: 272479663 Swift Code: MSUCUS44
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MSUFCU | Business | Open an Account

Open an MSUFCU Business Account


Now that you're ready to open your Business Account, you will need to do the following:


  1. Print and complete MSUFCU's Business Application. Please sign where indicated.
  2. Be sure to include the necessary supporting materials such as: 
    • Appropriate filed paperwork:
      • DBA
      • Partnership Agreement
      • Articles of Incorporation
      • Articles of Organization (LLC)
      • Operating Agreement (LLC) if applicable
  3. Drop off your application at any MSUFCU branch location or mail to:
Business Services Department
Michigan State University Federal Credit Union
3777 West Road
PO Box 1208
East Lansing, Michigan 48826-1208


To qualify for a business account, one of the business account holders must be eligible for membership with MSUFCU.


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Apply for your MSUFCU Business Loan today!1 

1. Print and complete the Business Loan Application (PDF).
2. Include the following supporting materials:

  • Personal Financial Statement (PFS)
    Complete a Personal Financial Statement form for each person owning 20% or more of the business along with anyone guaranteeing the loan. Both spouses must sign and date, if applicable.  
  • Owner Documentation
    Signed personal Federal Tax Returns, with all schedules included, for the last three (3) years for all individuals who own 20% or more of the business.
  • Company Documentation
    Signed Corporate Federal Tax Returns, with all schedules included, for the past three (3) years for the applicant business (if applicable).
  • Affiliate Documentation
    Signed Federal Tax Returns, with all schedules included, for the last three (3) years for all affiliate business (if applicable). Current Balance Sheet and Income Statement for the affiliate.

    An affiliate is a business concern in which the applicant company or any individual who has 20% ownership, controlling interest, or where an individual has control of the company and other concerns even though ownership is less than 20%.

You may be asked to provide additional documentation based on your loan request.

3. Drop off your completed application to any MSUFCU branch or mail your application and supporting documents to:

  Business Lending
Michigan State University Federal Credit Union 
3777 West Road
PO Box 1208
East Lansing, MI 48826-1208



1Business Loans not available to out-of-state companies or for collateral not located in Michigan.