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MSUFCU | Calculators | Loan

Loan Calculators

What Will My Loan Payments Be?
How Much Loan Can I Afford?
How Much Interest Will I Save?

What Will My Student Loan Payments Be?
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Important notes about this calculator:

The calculator defaults to an interest rate of 8.25% since this is the current interest rate cap for Federal Student Loans. You may enter a different interest rate.

The calculator assumes a fixed interest rate. Monthly Payment amount and Total Interest may be different for a variable rate loan.

The calculator defaults to 120 payments since this is the maximum number of monthly payments for Federal Stafford, PLUS and SLS Loans. You may enter a larger number for alternative loans with longer repayment periods.

$50 is the lowest monthly payment amount that will display since this is the minimum monthly payment amount for Federal Stafford, PLUS and SLS Loans. Some borrowers may be eligible for a repayment plan that offers a lower monthly minimum.

What Will My Student Loan Payments Be?
Loan Amount: $

Loan Term (in months):

Interest Rate (APR): %


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These informative and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee their accuracy or applicability to your circumstances. These tools are not intended to provide investment, legal, tax or accounting advice. All examples are hypothetical and for illustrative purpose only. All calculations are based on user inputs and do not reflect any guarantee of expected savings or tax advantages. All user input is private and secure. We don't collect any of the personal information that you provide or save any of the outputs. All loans are subject to approval and credit terms may vary. You may wish to consult a reliable financial advisor.