MSU Federal Credit Union

MSUFCU. Safe and Secure.

In light of recent bank closures in the news, we want to assure members that MSUFCU's operations are unaffected. The Credit Union is well capitalized by regulatory standards, and the balance sheet and member base is highly diversified, putting us in a safe and sound financial position. Additionally, Credit Union shares are insured by the NCUA up to $250,000. As always, our annual reports and current financial statements are available on our website for review. We value your membership and thank you for putting your trust in MSUFCU.

To learn more about NCUA coverage, please visit the NCUA's website. To read a statement by NCUA Chairman, Todd M. Harper, please click here.

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Is MSU Federal Credit Union federally insured?

Yes, MSU Federal Credit Union is federally insured by the National Credit Union Administration (NCUA).

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What is the NCUA?

The NCUA is a government agency that monitors, charters, and regulates all federal credit unions.

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What is the NCUSIF?

The National Credit Union Share Insurance Fund (NCUSIF) is operated by the NCUA. Through the NCUSIF, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Accounts maintained in different rights, capacities, or forms of ownership may each be separately insured up to $250,000. Learn more.

You can learn more about your coverage limits using the calculator on the NCUA website.

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What accounts are covered by NCUA?

Funds in share accounts are covered and federally insured by the NCUA. Share accounts include savings, checking, certificates, money market, and IRAs.

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What are my coverage limits under NCUA/NCUSIF?

Under the NCUA/NCUSIF, you are covered up to $250,000 at each federally-insured institution. This coverage is a combined total of the balances in all share accounts for each individual under each membership number. You can learn more about your coverage limits using the calculator on the NCUA website.

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MSU Federal Credit Union savings are Federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

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