Browser Compatibility: For the best experience on our website, please upgrade to the current version of CCBot. Click here to learn more.
MSUFCU Alert
Due to planned system maintenance, remote account access via ComputerLine, public site, and Mobile App will be unavailable intermittently from 11:00 p.m. to 12:00 a.m. ET on Wednesday, June 28. We apologize for any inconvenience.
Routing Number: 272479663
Swift Code: MSUCUS44
 
MSUFCU | Disclosures | Business

Business Account Disclosures

Business Account Fee Schedule
Minimum Balance Fee
Small Business Checking None
Standard Business Checking $15.00/month
Money Market Business Checking $25.00/month
Activity Business Checking $20.00/month
Excess Transaction Fees
Business Spartan Saver $0.25/item
Business IMMA $0.25/item
Small Business Checking $0.25/item
Standard Business Checking $0.25/item
Money Market Business Checking $0.25/item
Activity Business Checking $0.15/item
Business Sweep $0.25/item
Sweep Feature Fee
(if aggregate account balance is less than $25,000)
$10.00
eDeposit (Remote Deposit Capture)
Standard Scanning Option FREE
High-Speed Scanning Option $35.00/month
Online Banking via ComputerLine FREE
Bill Payment Fee
Electronic/ACH FREE
Paper 20 Free / $0.75 after
Currency Fees
Provide Currency Up to $2,500 free per day/ then $0.10 per $100
Provide Coin Up to $1,000 free per day / then 1.0%
Deposited Coin Up to $1,000 free per day / then 1.0%
Wire Transfer Fees
Domestic Wire Transfer $25.00 for sending
International Wire Transfer $40.00 for sending
Incoming Wire Transfer  $5.00 for receiving
International Item Fees
International Currency - Ordering $14.00
Processing International Checks
Canadian Checks
International Checks

   (eligible for short collection)
International Checks
   (requiring long collection)
$5.00
$25.00

$75.00

 
Check Fees
Cashier's Check $5.00
Money Order $3.00
Temporary Checks $1.00/page
Returned Wire $5.00
Card Fees
Credit / Debit / ATM Card Replacement $10.00
Non-CO-OP Network ATM  $1.00/transaction
International Service Assessment (ISA)
ATM & PIN-based POS Transactions1 1.0% of the International Transaction Amount
Signature-based Transactions1 3.0% of the International Transaction Amount
Calculated after the transaction has been converted to U.S. dollars. 
Miscellaneous Fees
Bond Coupon Processing $10.00
Canceled Check Copy $5.00
Statement Copy $5.00
Stop Payment $25.00
Research/Checkbook Balancing
(1 hour minimum)
$50.00/hour
Legal Processing $50.00
Overdraft Notice (Paper) $5.00
Non-Sufficient Funds (NSF) $30.00
Share Collection $30.00
Garnishment/Levy $75.00
Returned Deposited Item
   Domestic $15.00
   International $40.00
Early Account Closure $20.00
Dormant Account Closure $5.00/month
Escheat Fee $75.00

 


For inquiries, contact us at:
Michigan State University Federal Credit Union
PO Box 1208
East Lansing, MI 48826-1208
Online: msufcu.org/business
Phone: 517-333-2365 or 800-678-4968


REV. 05/16