MSUFCU Alert
Due to scheduled maintenance, Bill Payment will be unavailable on Saturday, October 24, from 11:00 p.m. until Sunday, October 25, at 5:00 a.m. We apologize for any inconvenience.
MSUFCU Alert
Due to scheduled maintenance, ComputerLine, and the mobile app may experience intermittent outages on Sunday, October 25, from 6:30 - 9:00 a.m. We apologize for any inconvenience.
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Routing Number: 272479663 Swift Code: MSUCUS44
 
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What is a rate lock?
A mortgage rate lock is simply MSUFCU promise to hold a certain interest rate for you for a specified period of time before you close on a loan. Because interest rates have the capability of fluctuating on a daily basis, you will need to consider the costs you may pay if a rate increases or the expense of paying to lock in a lower rate. Once you close on your mortgage, your rate stays the same, unless you have a variable rate loan, in which your rate adjustments would be specified. New home purchase: The interest rate for a purchase is locked in once we receive an accepted offer to purchase a home. Refinance: Your rate is locked from when you apply when refinancing your home.
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