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Swift Code: MSUCUS44
 
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How much does a rate lock cost?
There is no fee to lock in your interest rate. If the rate goes down during your mortgage process and you want to take advantage of the lower interest rate, you may re-lock the rate up to two times. The re-lock fee is only 0.1% of the loan amount, no less than $250, no more than $1,000.

For example:

• A $400,000 loan would have a $400 re-lock fee

The option to lock or re-lock your interest rate is available up until 10 days before your mortgage closing.
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