For a conventional mortgage, you have several down payment options. First Time Home Buyers may purchase with a down payment as low as 3% of the purchase price. Members who have owned a home in the past three years may purchase with a down payment as low as 5% of the purchase price. Additionally, members can use gift funds from a qualified donor. Examples of a qualified gift donor include: a fianc?, domestic partner or an immediate relative by blood, marriage, adoption or guardianship.
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MSU Federal Credit Union
savings are Federally insured to at least $250,000 by the NCUA
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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