•Print and complete the Business Loan Application

Include the following supporting materials:

• Personal Financial Statement (PFS)
Complete a Personal Financial Statement form for each person owning 20% or more of the business along with anyone guaranteeing the loan. Both spouses must sign and date, if applicable.

• Owner Documentation
Signed personal Federal Tax Returns, with all schedules included, for the last three (3) years for all individuals who own 20% or more of the business.

• Company Documentation
Signed Corporate Federal Tax Returns, with all schedules included, for the past three (3) years for the applicant business (if applicable).

• Affiliate Documentation
Signed Federal Tax Returns, with all schedules included, for the last three (3) years for all affiliate business (if applicable). Current Balance Sheet and Income Statement for the affiliate.

An affiliate is a business concern in which the applicant company or any individual who has 20% ownership, controlling interest, or where an individual has control of the company and other concerns even though ownership is less than 20%.
You may be asked to provide additional documentation based on your loan request.


Drop off your completed application to any MSUFCU branch or mail your application and supporting documents to:

Business Lending
Michigan State University Federal Credit Union
3777 West Road
PO Box 1208
East Lansing, MI 48826-1208



Business Loans not available to out-of-state companies or for collateral not located in Michigan.