GAP, or Guaranteed Asset Protection, is a service offered by MSUFCU for additional coverage on your vehicle. If elected on an eligible vehicle loan, the $499 GAP fee can be paid in full or added to your loan. In the event that the vehicle is deemed a total loss due to accident or theft, GAP may reduce or eliminate the remaining balance on the loan after the insurance payout has been applied. Additionally, our GAP includes Deductible Assistance. If your vehicle has a comprehensive or collision claim but not deemed a total loss and you have paid your deductible to your primary insurance carrier, Deductible Assistance will cancel the amount of deductible paid, up to $500, on your loan.
If you have any specific questions about any details or costs associated with GAP, please reach out to an MSUFCU Representative.
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MSU Federal Credit Union
savings are Federally insured to at least $250,000 by the NCUA
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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