Your account has two balances: "Balance" and the "Available Balance."
Your Balance reflects the total amount for all deposits (including deposits that may be on hold and are not available for you to spend) minus any transactions that have posted to your account. Your balance does not include pending transactions.
Your Available Balance reflects the amount of money in your account that is available for you to spend or access. Your Available Balance is the Balance minus pending transactions and holds that may be placed on deposits that have not yet posted to your account.
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MSU Federal Credit Union
savings are Federally insured to at least $250,000 by the NCUA
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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