The cost of a mortgage rate modification is $1,000 or 1% of the outstanding principal balance. For example, if you owe $75,000, the cost would be $750. If you owe more than $100,000, you would not pay more than $1,000 for a mortgage rate modification. Likewise, if you were modifying a $200,000 mortgage, the fee would only be $1,000.
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APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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