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SmartLine Home Equity Loan
SmartLine Home Equity Loan
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When refinancing internally, why is the $1,000 in equity a requirement when the interest rate is being lowered?
When refinancing a secured loan for a lower interest rate, an additional $1,000 in equity is required to be available in the vehicle. This is implemented in order to re-coop funds from the loss of our original loan agreement. This is similar to an internal refinance fee charged by other financial institutions, except we give you access to the $1,000 so that it is more beneficial to you. The $1,000 could be used to pay other higher rate items, make home improvements, establish savings, etc.

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