What cost should I anticipate for a mortgage refinance?
It's possible to add the costs associated with getting a new mortgage into the total refinance amount to avoid paying anything out of pocket at closing. However, refinancing in order to lower your payment, get cash, or consolidate your debt may result in a longer loan term or a higher interest rate. That might mean paying more in interest in the long run. Anticipate closing costs, appraisal fee, and prepaids or escrow (where applicable).
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