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About MSUFCU's Financial 4.0
Financial 4.0 is part of MSU Federal Credit Union's ongoing effort to provide free, useful and relevant financial resources to current MSU students and young alumni. Created by MSU students, for MSU students, Financial 4.0 features blogs, videos, contests and a place for the MSU student community to connect, share, and get answers about our money matters.
Check it out!
Go ahead--don't be shy! Click around and see what sparks your interest. On the financial 4.0 website you can:
  • Read and add comments to our blog
  • Watch videos
  • Enter contests to win prizes
  • Check out upcoming events on campus
  • Find free financial resources
  • Ask our experts a question
  • Connect with other MSU students
  • And MORE!
MSUFCU is proud to be the #1 financial institution for MSU students! Serving the MSU community for over 70 years, we specialize in the financial needs of students and are here to help you with all things money-related throughout college and beyond.

Student Survival Package
Take advantage of the MSUFCU services that will work best to fit your financial needs now that you are living away from home.

Totally Green Checking is the perfect checking account for students. There is no minimum balance and no monthly service fees. Stay connected to your account with great services:
  • VISA Debit Card
  • 24/7 Account Access with ComputerLine online banking and Green on the Go® mobile banking
  • E-Statements and E-Notices
  • Free first box of checks
  • Free Bill Payment
MSUFCU VISA has a low rate with limits starting at $500.
  • No annual fee
  • 25-day grace period on all purchases paid in full
  • No hidden fees or teaser rates
  • Overdraft protection for your MSUFCU checking account
  • Full fraud protection with $0 liability
Convenient Account Access
We know that you're busy studying, working and socializing. MSUFCU has you covered with easy and free access to your accounts via ATMs, ComputerLine, and Green on the Go® mobile banking.
  • Surchage FREE ATMs are located in many residence halls on campus and in every Quality Dairy store. MSUFCU has more ATMs than any other institution in the area - and there is no charge! When you're traveling, you also have access to over 28,000 free nationwide ATMs on the CO-OP Network.
  • ComputerLine allows you to access your account online anytime. Perform over 40 transactions including account balance inquiries, transfers and loan payments.
  • Green on the Go® mobile banking lets you transfer funds, locate free CO-OP Network ATMs, pay your MSUFCU loans and much more! Access mobile banking on any internet-compatible mobile phone for fast and secure account access anytime, anywhere.
Spartan Cash Transfers
MSU’s Spartan Cash Account is a prepaid account available to MSU faculty, staff, and students. It can be used to purchase goods and services at participating locations—just look for the Spartan Cash logo!

Spartan Cash Transfers will make funding your MSU Spartan Cash Account easier than ever! MSUFCU members now have the ability to transfer funds directly from their MSUFCU accounts to an MSU Spartan Cash Account.

To access Spartan Cash Transfers, login to ComputerLine, select the Transfers menu, and then choose the “Spartan Cash Transfers” option.

If you have the new version of ComputerLine, login to ComputerLine, select the Manage menu, and then choose the “MSU Spartan Cash” option under MSUFCU Services.

Spartan Cash Transfer Requirements:
  • MSU NetID (MSU username)
  • PID (MSU personal identification number)
If you have questions regarding MSU’s Spartan Cash Account, please contact the Spartan Cash Office at 517-355-2274 or www.spartancash.com.

Apply Now!
Open your new MSUFCU account today using our online application, or apply in person at any MSUFCU branch location or by phone at (517) 333-2424 or 800-678-4968.