A printable trust application and list of required trust documents are available below. To open a trust account by mail, print and complete the trust application and send it with the Certificate of Trust to:
Michigan State University Federal Credit Union
PO Box 1208
East Lansing, MI 48826-1208
We apologize that trust accounts cannot be opened online at this time.
Some MSUFCU members may be required by the IRS to complete and submit W-8BEN or W-9 forms to the credit union in order to open and maintain their accounts and services. These forms are available below.
MSUFCU offers accounts for student organizations associated with MSU. A Registered Student Organization (RSO) account is a great way to manage your group's finances while enjoying the benefits of MSUFCU's knowledgeable staff.
Please note: Non-profit organizations such as election campaigns and Scouting Troops must open a Business Account.
Eligibility and Requirements
The Registered Student Organization (RSO) Checking is available to student organizations registered with MSU and who appear on the list of Student Groups on MSU’s website.
Should the RSO’s registration with MSU lapse and we become aware of the status change, the RSO checking account will be converted to a Small Business Checking.
The RSO will also be required to provide an Employer Identification Number (EIN) for tax reporting purposes.
At least one student registered with the organization through MSU must be on the account as a responsible individual.
An Advisor is required and must be the person registered as such with the student organization on the MSU Student Group website.
All individuals on the account must sign and all personal accounts must be in good standing.
MSUFCU will notify the Department of Student Life of any RSO account not held in good standing.
Get a Tax ID Number
Having your RSO registered under a Tax ID Number (TIN) or Employer ID Number (EIN) will allow any dividends earned to be associated with your RSO as opposed to your individual taxes. Visit the IRS website to apply for an EIN.
Products and Services Available for RSO Accounts
RSO Checking Account
No monthly service fees
No minimum balance requirements
Electronic statements and notices
Visa debit cards
Individual ComputerLine usernames for each signer
MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44
MSU Federal Credit Union
savings are Federally insured to at least $250,000 by the
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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