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Loan & Visa Forms
Need some extra cash this month? On occasion, you may need additional funds for a special event or an unexpected expense. MSUFCU's Skip-A-Pay program can help by allowing you to skip up to two non-consecutive monthly payments on each of your loans each calendar year.
The following qualifications must be met in order to use Skip-A-Pay:
A $25 application fee will be assessed for each payment skip requested and will be withdrawn from your account when your application is approved.
Skip-A-Pay is not available for first mortgages, Prime Advantage Home Equity loans, or business loans.
Setting Up Skip-A-Pay
Have questions about Skip-A-Pay? Contact us online, call 517-333-2222 or toll-free 800-678-6967, or visit any MSUFCU branch.
To set up Skip-A-Pay for your loan, print and complete the application below and fax to MSUFCU at toll-free at 866-374-2123.** You may also submit your application in person at any of our branches or by mail:
Michigan State University Federal Credit Union
PO Box 1208
East Lansing, MI 48826-1208
*All MSUFCU loans must be current, with no collection action pending. Your account must not be overdrawn, and you must have sufficient funds on deposit to cover the $25 application fee. Each loan payment is applied first to unpaid late fees and charges, then to the accrued interest due on the loan, and the remaining amount is applied to the principal balance.
**A separate written Application, Disclosure, and Agreement must be completed and submitted for each loan on which the borrower(s) wish(es) to apply to skip a payment. Subsequent requests to skip payments on a loan for which a written Application, Disclosure, and Agreement has already been submitted can be made by contacting MSUFCU.
Other restrictions may apply. Refer to the account and loan disclosures and agreements. Skipping one or more payments will extend the term of your loan and interest will continue to accrue.
Complete the following information and provide the listed required documents to MSUFCU as soon as possible after completing this form. Incomplete requests will not be processed. Allow five (5) days for processing your request. All originals will be sent via U.S. Mail unless otherwise noted.
Documents Needed to Process Subordination Requests
These items are to be mailed or faxed to MSUFCU as soon as possible with the completed subordination request after completing this form.
Fax to: 517-664-4887, Attn: Mortgage Department or mail the above paperwork to:
MSU Federal Credit Union
3777 West Road
East Lansing, MI 48823