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Routing Number: 272479663
Swift Code: MSUCUS44
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Totally Green Checking
Totally Green Checking
SmartLine Home Equity Loan
SmartLine Home Equity Loan
Home Improvement Loan
Build your deck, update your bathroom or renovate your kitchen without breaking your budget. MSUFCU unsecured Home Improvement Loan offers you the low-cost financing you need.

Rates as low as 10.24% APR
• Pay only what you owe for as long as you borrow

To apply, click the Apply Now button below, in the MSUFCU Mobile app, by phone or at a branch.
4.93 stars out of 5
276 Member Reviews
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Rate this Product
Came in handy when I needed it, stayed out of the way when I didn't
5 stars out of 5
It worked as designed
5 stars out of 5
This was better than putting a home improvement project on the credit card.
It's a loan
5 stars out of 5
It's a loan and we all know they suck. But MSUFCU makes the process easier and friendlier.
It was exactly what we needed
5 stars out of 5
MSUFCU was ready to help us when we needed to replace our roof. It was an easy process and the mobile app allowed us to easy stay on track and get ahead of our payments.
5 stars out of 5
It was amazing how easy it was to apply and get approved for this loan. My driveway and patio are awesome. Thank you
APR is annual percentage rate, and is subject to change. Your rate will depend on your credit score and the term. The loans subject to credit approval.

Loan Payment Example: The monthly payment per $1,000 borrowed at 10.24% APR for a term of 36 months would require 36 monthly payments of $32.38 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileSchedule of Service Charges Get FilePrivacy Policy
Get FileDocuSign Disclosure Get FileBorrowers Bill of Rights
Get FileConsumer Caution and Home Ownership Counseling Notice Get FileElectronic Correspondence Disclosure and Agreement
Get FilePayCard Agreement and Disclosure Get FileMortgage Information
Get FileNationwide Mortgage Licensing Systems IDs Get FileHome Mortgage Disclosure Act Notice