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Routing Number: 272479663
Swift Code: MSUCUS44
 
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Totally Green Checking
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SmartLine Home Equity Loan
SmartLine Home Equity Loan
Home Improvement Loan
Build your deck, update your bathroom or renovate your kitchen without breaking your budget. MSUFCU unsecured Home Improvement Loan offers you the low-cost financing you need.

Rates as low as 10.24% APR
• Pay only what you owe for as long as you borrow

To apply, click the Apply Now button below, in the MSUFCU Mobile app, by phone or at a branch.
Reviews
4.91 stars out of 5
305 Member Reviews
5 stars out of 5
(296)
4 stars out of 5
(2)
3 stars out of 5
(2)
2 stars out of 5
(0)
1 stars out of 5
(5)
Rate this Product
Bathroom
5 stars out of 5
Thank-you msufcu for making my loan easy.
Easy to get a Home Repair Loan
5 stars out of 5
The people are wonderful and they give you all your Options and help you figure out what works for you. No pressure & no hassle and low interest rates. Everyone was respectful, professional, & friendly. They do all the work & makes it super easy.
Home Help
5 stars out of 5
Money when needed. Appreciated!
Came in handy when I needed it, stayed out of the way when I didn't
5 stars out of 5
It worked as designed
5 stars out of 5
This was better than putting a home improvement project on the credit card.
APR is annual percentage rate, and is subject to change. Your rate will depend on your credit score and the term. The loans subject to credit approval.

Loan Payment Example: The monthly payment per $1,000 borrowed at 10.24% APR for a term of 36 months would require 36 monthly payments of $32.38 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileSchedule of Service Charges Get FilePrivacy Notice
Get FileDocuSign Disclosure Get FileBorrowers Bill of Rights
Get FileConsumer Caution and Home Ownership Counseling Notice Get FileElectronic Correspondence Disclosure and Agreement
Get FilePayCard Agreement and Disclosure Get FileMortgage Information
Get FileNationwide Mortgage Licensing Systems IDs Get FileHome Mortgage Disclosure Act Notice
Get FileReconsideration of Value