MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Join MSUFCU | Who Can Join

Who Can Join MSUFCU?
MSU Federal Credit Union provides financial services to the Michigan State University and Oakland University communities and their families, as well as select employee and community groups.

  • Faculty, staff, and students of MSU or Oakland University and their immediate relatives.
  • MSU or OU Alumni Association members.
  • Members of the Michigan United Conservation Clubs (MUCC). Anyone may join the MUCC as a member and then join MSUFCU.
  • MSU Alumni Association Legacy Program members.
  • Those who regularly work on the MSU or OU campus who are under the control of the MSU Board of Trustees or the governing body of Oakland University.
  • Employees of select groups and associations.
  • Immediate family members of the above eligible fields (spouse, parent, sibling, grandparent, or child).
  • Any individual living in the household of the above eligible fields making up an economic unit.
  • Organizational accounts are available for groups associated with MSU
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MSUFCU offers accounts for student and faculty organizations associated with MSU. An organization account is a great way to manage your group's finances while enjoying the benefits of MSUFCU's knowledgeable staff. 


Please note: Non-profit organizations such as election campaigns and Scouting Troops must open a Business Account.   


Eligibility and Requirements

  • Organizations must have a direct connection or affiliation with MSU.
  • Two signers are required for organizational accounts.
  • Student organization accounts must have an MSU faculty or staff advisor sign on the application.


Get a Tax ID Number
Having your organization registered under a Tax ID Number (TIN) or Employer ID Number (EIN) will allow any dividends earned to be associated with your organization as opposed to your individual taxes. Visit the IRS website to apply for an EIN.


Products and Services Available for Organization Accounts 
Choose from Classic or Totally Green Checking
Access to Bill Payment
Free cashier's check or money order (1 per day)
ComputerLine access