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Routing Number: 272479663
Swift Code: MSUCUS44
 
MSUFCU | Financial Library | Credit Report Information

Credit Report Information

 

Credit scores are used in more ways than many of us realize: Lenders, insurance companies, employers, landlords, and many others use your credit score to determine what services they offer you and how much you will pay for them.

 

To assist you in achieving your financial goals, MSUFCU is happy to provide you with information about how your credit score is determined and what you can do to attain the best possible credit score.

 

A credit score is a three-digit number lenders typically use to determine the likelihood you'll be able to pay them back. Below is a breakdown of how most lenders view your credit score.


 

Credit Score Ratings

Exceptional

800+

Dependable

740–799

Good

670–739

Below Average 580–669
Risky <579