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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Financial Library | Credit Report Information

Credit Report Information


Credit scores are used in more ways than many of us realize: Lenders, insurance companies, employers, landlords, and many others use your credit score to determine what services they offer you and how much you will pay for them.


To assist you in achieving your financial goals, MSUFCU is happy to provide you with information about how your credit score is determined and what you can do to attain the best possible credit score.


A credit score is a three-digit number lenders typically use to determine the likelihood you'll be able to pay them back. Below is a breakdown of how most lenders view your credit score.


Credit Score Ratings







Below Average 580–669
Risky <579

GreenPath Financial Wellness is a non-profit organization committed to providing expertise and caring service to help you break free from debt. GreenPath Financial Wellness is certified by the National Foundation for Credit Counseling.

GreenPath's credit professionals can help you reduce your stress, stop collection activity and negotiate with your creditors. More information about GreenPath can be found on their website. Receive your credit consultation today with GreenPath Financial Wellness by applying online or by calling 877-337-3399.

GreenPath, Inc.
38505 Country Club Drive, Suite 210
Farmington Hills, MI 48331


Other Credit Counseling Agencies

Alliance Credit Counseling Inc.
13777 Ballantyne Corporate Place, Suite 100
Charlotte, NC 28277

Money Management International
14141 Southwest Freeway, Suite 1000
Sugar Land, TX 77478