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Routing Number: 272479663
Swift Code: MSUCUS44
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MSUFCU | Personal | Checking & Savings

Checking & Savings Accounts

MSUFCU offers a variety of checking and savings options to suit your needs.

Checking Accounts

From free checking accounts to dividend-earning checking accounts, MSUFCU has the checking options you've been looking for. Make the most of your account by signing up for eStatements and using MSUFCU's Visa Debit Card - the perfect companions for MSUFCU's Checking accounts.

MSUFCU's Money Market Checking is great for members who are looking for a high-yield checking account. It's a savings opportunity that earns higher dividends and still allows immediate access to your funds with no penalties.


  • Additional deposits can be made at any time 
  • 24/7 account access via ComputerLine, the MSUFCU Mobile App, MoneyLine, and CO-OP Network ATMs
  • Write unlimited checks
  • FREE Bill Payment
  • Dividends paid on balances of $2,000 or more
  • Earn more with our four Money Market Checking tiers. View rates



  • $2,000 minimum opening balance1


Apply today!

Login to ComputerLine, select Manage from the top menu, and click Apply for a Checking Account under the Create or Modify Accounts section.

1 Balance of less than $2,000 will result in a $5.00 service fee

Savings Accounts


MSUFCU has savings options to help you make the most of your money. Whether you're looking for a basic savings account or a higher-yield option, MSUFCU has accounts to fit your financial needs.