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Routing Number: 272479663
Swift Code: MSUCUS44
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MSUFCU | Personal | Checking & Savings

Checking & Savings Accounts

MSUFCU offers a variety of checking and savings options to suit your needs.

Checking Accounts

From free checking accounts to dividend-earning checking accounts, MSUFCU has the checking options you've been looking for. Make the most of your account by signing up for eStatements and using MSUFCU's Visa Debit Card - the perfect companions for MSUFCU's Checking accounts.


MSUFCU's Rebuild Checking Account is designed for members who need assistance rebuilding their financial position. This checking account is unique in that it allows you to build a positive relationship with us while we help you every step of the way.


After demonstrating positive use of your Rebuild Checking Account, you will become eligible for MSUFCU's Totally Green Checking Account.1



  • Free check deposit

  • Write personal checks from your account

  • Pay bills and make transfers using MSUFCU's FREE Bill Payment

  • ATM Card (withdraw access only)

  • 24/7 access via ComputerLine, the MSUFCU Mobile app, and MoneyLine to manage and keep track of your finances

  • Account access at 5,000 Shared Branches nationwide



  • Direct Deposit (if available)



  • $10 per month


1 Members demonstrating consistent, positive use of their Rebuild Checking account will be eligible for a  Totally Green Checking account. MSUFCU holds the ability to terminate the membership of any Rebuild  Checking account holder at anytime due to account negligence or misuse. Certain services and products such as Courtesy Pay, Visa Debit Card, Point of Sale Returns, ATM deposits,and eDeposit are not available to members holding a Rebuild Checking account.

Savings Accounts


MSUFCU has savings options to help you make the most of your money. Whether you're looking for a basic savings account or a higher-yield option, MSUFCU has accounts to fit your financial needs.