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MSUFCU | Personal | IRAs & HSAs

Individual Retirement Accounts (IRAs)

 

MSUFCU has the long-term savings options to help you save for retirement, higher-learning, or health care expenses. View current dividend rates.

 

Coverdell Educational Savings Accounts, Health Savings Accounts, Traditional IRAs, Roth IRAs, and SEP Plan IRAs are insured for an additional $250,000.

 

The Coverdell Education Savings Account (CESA) is an account that allows individuals to save money for a child's education. Contributions are non-deductible but feature tax-free, penalty-free withdrawals for certain educational expenses before the beneficiary reaches age 30.

  • Annual contribution limit of $2,000
  • Qualified education expenses include tuition and certain related expenses required for enrollment in a course at an eligible educational institution. Student-activity fees and expenses for course-related books, supplies, and equipment are included if the fees and expenses must be paid to the institution as a condition of enrollment or attendance.


Open a CESA


Open a CESA at any MSUFCU branch, or visit the IRA Service Center by clicking the button below. 



 

MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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