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MSUFCU | Personal | IRAs & HSAs

Individual Retirement Accounts (IRAs)


MSUFCU has the long-term savings options to help you save for retirement, higher-learning, or health care expenses. View current dividend rates.


Coverdell Educational Savings Accounts, Health Savings Accounts, Traditional IRAs, Roth IRAs, and SEP Plan IRAs are insured for an additional $250,000.


The Simplified Employee Pension (SEP) Plan IRA is a retirement plan established by an employer or self-employed individual that offers higher contribution limits than a standard Traditional IRA. SEP Plans provide employers with a simplified way to contribute funds toward an employee's retirement or, if self-employed, his or her own retirement. Amounts contributed and earnings offer tax deferred growth until withdrawn. Contribute at any age as long as you receive income.


Open a SEP Plan IRA

Open a SEP Plan IRA at any MSUFCU branch, or visit the IRA Service Center by clicking the button below.


Individuals already enrolled in employer-sponsored pension plans will not be eligible for the SEP Plan IRA.


MSUFCU Routing Number: 272479663

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