MSUFCU Routing Number: 272479663


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MSU Federal Credit Union | Personal | IRAs & HSAs

Individual Retirement Accounts (IRAs)


MSUFCU has the long-term savings options to help you save for retirement, higher-learning, or health care expenses. View current dividend rates.


Important Information: New Rules Impacting IRA Rollovers in Effect Beginning January 1, 2015


Coverdell Educational Savings Accounts, Health Savings Accounts, Traditional IRAs, Roth IRAs, and SEP Plan IRAs are insured for an additional $250,000.


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The Simplified Employee Pension (SEP) Plan IRA is a retirement plan established by an employer or self-employed individual that offers higher contribution limits than a standard Traditional IRA. SEP Plans provide employers with a simplified way to contribute funds toward an employee's retirement or, if self-employed, his or her own retirement. Amounts contributed and earnings offer tax deferred growth until withdrawn. Contribute at any age as long as you receive income.


Open a SEP Plan IRA

Open a SEP Plan IRA at any MSUFCU branch, or visit the IRA Service Center by clicking the button below.


Individuals already enrolled in employer-sponsored pension plans will not be eligible for the SEP Plan IRA.