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MSUFCU | Personal | IRAs & HSAs

Individual Retirement Accounts (IRAs)

 

MSUFCU has the long-term savings options to help you save for retirement, higher-learning, or health care expenses. View current dividend rates.

 

Coverdell Educational Savings Accounts, Health Savings Accounts, Traditional IRAs, Roth IRAs, and SEP Plan IRAs are insured for an additional $250,000.

 

A Traditional IRA allows for tax deferred growth of contributions and earnings to be tax deferred until you withdraw them at retirement, when you may be in a lower tax bracket. Contributions can be made if you are under age 70½  for the tax year that you are contributing and have earned income. Traditional IRA owners must begin taking distributions when he/she is 70½ years of age.

 

Tax Year Contribution Limit
2015 $5,500  ($6,500 for catch-up contributors age 50 and over)
2016 $5,500  ($6,500 for catch-up contributors age 50 and over)

 

Open a Traditional IRA


Open a Traditional IRA at any MSUFCU branch, or visit our IRA Service Center by clicking the button below. 



 

MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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