MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Personal | IRAs & HSAs

Individual Retirement Accounts (IRAs)

 

MSUFCU has the long-term savings options to help you save for retirement, higher-learning, or health care expenses. View current dividend rates.

 

Important Information: New Rules Impacting IRA Rollovers in Effect Beginning January 1, 2015

 

Coverdell Educational Savings Accounts, Health Savings Accounts, Traditional IRAs, Roth IRAs, and SEP Plan IRAs are insured for an additional $250,000.

 

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A Traditional IRA allows for tax deferred growth of contributions and earnings to be tax deferred until you withdraw them at retirement, when you may be in a lower tax bracket. Contributions can be made if you are under age 70½  for the tax year that you are contributing and have earned income. Traditional IRA owners must begin taking distributions when he/she is 70½ years of age.

 

Tax Year Contribution Limit
2014 $5,500  ($6,500 for catch-up contributors age 50 and over)
2015 $5,500  ($6,500 for catch-up contributors age 50 and over)

 

Open a Traditional IRA


Open a Traditional IRA at any MSUFCU branch, or visit our IRA Service Center by clicking the button below.