MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans


If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!



Home Loans


If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.



Personal Loans


MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.


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Apply for an MSUFCU Loan!
Cover your tax obligation or your anticipated refund with an MSUFCU 1040EZ Loan. Estimate a Payment.

  • Rates as low as 6.900% APR1 for up to 18 months
  • Payments as low as $60 per month2
  • Minimum loan amount $1,000 
  • No application fee or prepayment penalty 

 

Example Payments2


Amount Borrowed

Term

Monthly Payment

 $1,000

18 months 

 $58.65

 $1,500

18 months 

 $87.97

 $2,000

18 months 

 $117.29  

 

1Rate as of April 01, 2015, and valid through April 30, 2015. Rate for 1040EZ Loan is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score.

 

2Example payments based on a 6.90% APR.

 

Loan Payment Example: The monthly payment per $1,000 borrowed at 6.90% APR for a term of 18 months would require 18 monthly payments of $58.64 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.