MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.

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Be ready for back-to-school season with MSUFCU's Back-to-School Loan. Upgrade your computer, update your wardrobe, or stock up on anything extra you might need for the school year.

  • Rates as low as as low as 6.900% APR1 for up to 18 months
  • Payments as low as $60 per month2
  • Minimum loan amount $1,000
  • No application fee or prepayment penalty

Example Payments2

Amount Borrowed


Monthly Payment


18 months 



18 months 



18 months 


1 Annual Percentage Rate (APR) as of , and valid through October 31, 2015. Rate for Back-to-School Loan is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score.

2 Sample payments based on funds borrowed for 18 months at 6.90% APR.