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MSUFCU Routing Number: 272479663


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MSUFCU Live Chat

800-678-4968 • 517-333-2424
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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

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Click to apply for an MSUFCU Construction LoanSelect from fixed or ARM loans with 10-, 15-, 20- and 30-year terms. 20% down payment is required, or the owned property must be equal to 20% of the loan.


For your convenience, MSUFCU allows up to five draws and interest only payments during the draw period (up to nine months from the loan origination date). Due to the complexity of this loan, this product does not have immediate approval with the online application. You will be contacted by an MSUFCU mortgage officer for further information after submitting your online application.

An escrow account is not required. Draw checks are made payable to the borrower and builder.


Eligible Properties

Primary residences, owner-occupied or single family located within Michigan.
Maximum Loan Amount: $1,000,000


Apply Now

Apply online by clicking the "Apply Now" button, or call 517-333-2210 or 866-678-3328 to set up an appointment with the MSUFCU Mortgage Department.

Equal Housing Lender

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.