MSUFCU Routing Number: 272479663

ComputerLine - Protected by TrulyU®

Forgot Username? Forgot Password?
MSUFCU Live Chat

800-678-4968 • 517-333-2424
Mon-Fri: 7:00 a.m. - 9:00 p.m. ET
Sat: 9:00 a.m. - 3:00 p.m. ET

MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

Tweet Button

Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.

Apply Now for an MSUFCU Flex LoanMost of us will have an unexpected need for funds at some point — an unexpected bill, an emergency medical expense, or an unforeseen home repair. MSUFCU's Flex Loan1 is a short-term alternative to a payday loan that can provide the funds you need. Set up automatic payments from your checking account to ensure timely payments to your Flex Loan (highly encouraged).

  • Fixed rate of 28% APR2 for up to 6 months
  • Loan amounts of $200 up to $1,000
  • No application fee
  • No prepayment penalties


  • MSUFCU member for at least 6 months
  • Direct deposit of payroll into your MSUFCU account


1 Only one Flex Loan at a time and no more than 2 loans in any 6-month period.
2 Annual percentage rate (APR) as of October 01, 2015, and subject to change. You will be advised of any change to the loan rate.


Loan Payment Example: The monthly payment per $200 borrowed at 28.00% APR for a term of 6 months would require 6 monthly payments of $36.11 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.