MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.

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Apply for an MSUFCU Loan!A Green & White Loan from MSUFCU can help you pay for any MSU program like MSU Athletics season tickets, an MSU class ring, Alternative Spartan Breaks, or Study Abroad. Estimate a Payment.

  • Low 8.950% APR1
  • 12 months to repay
  • Payments as low as $26.30 a month2
  • Minimum loan amount of $300
  • No prepayment penalty or application fee


Rate as of November 20, 2015, and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.
Monthly payment for $300 borrowed for 12 months at 8.95% APR


Loan Payment Example: The monthly payment per $300 borrowed at 8.95% APR for a term of 12 months would require 12 monthly payments of $26.23 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.