MSUFCU Routing Number: 272479663


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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.

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Focus on what's important this holiday season. MSUFCU’s Holiday Loan is here to help you make the holidays worry-free. Use the money to visit family or friends, purchase gifts, decorate your house—just about anything! Estimate a Payment.

  • Rates as low as as low as 6.900% APR1
  • Payments as low as $60 per month2
  • 18 months to repay
  • Minimum loan amount of $1,000 
  • No application fees or prepayment penalties


Example Payments2

Amount Borrowed


Monthly Payment


18 months 



18 months 



18 months 



Apply for your Holiday Loan
Save time and apply for your MSUFCU loan online! Login to ComputerLine and click Apply for a Loan.


1 Annual percentage rate (APR) as of December 01, 2015, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member’s credit score.

Offer valid November 1, 2015, through December 31, 2015. Sample payments based on funds borrowed for 18 months at 6.90% APR.Sample payments based on funds borrowed for 18 months at 6.90% APR. Annual percentage rates as of November 1, 2012, and subject to change. Rate is for members with qualifying credit scores. Actual rates may be higher and are based on an individual credit score. Rates are for new loans.