Loans for All Your Needs
From cars to homes to anything you need, get the financing you need with an affordable monthly payment from MSUFCU. Because we’re a credit union, our rates are typically lower and that means a lower payment for you. If you don’t see a loan that meets your needs, contact us. Our loan specialists are here to help you find the financing you’re looking for.
If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!
If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals. We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.
MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.
Answer a variety of your borrowing needs with an Instant Cash Line-of-Credit. Estimate a Payment.
- Rates as low as 9.90% APR1
- No application fees
- Pay only what you owe for as long as you borrow
- No prepayment penalties
Bounce-proof your checking account with your Instant Cash Line-of-Credit. If your checking account balance falls negative, funds will be advanced from your line of credit (in $100 increments) to cover your checking transactions.
Access Your Funds
Once your Instant Cash Line-of-Credit is established, access your funds through personalized loan checks, ComputerLine, MoneyLine, Green on the Go® mobile banking, the MSUFCU Mobile app, and ATMs.
1APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score. Rates are subject to change. You will be advised of any change to the loan rate. Once notified, you will have the option to continue payments at the existing rate until the current balance is repaid, or you may continue to access your line-of-credit with payments on your existing balance and additional advances based on the new interest rate.