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In observance of Memorial Day, the Credit Union will be closed Monday, May 30.
MSUFCU | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!
From cars to homes to anything you need, get the financing you need with an affordable monthly payment from MSUFCU. Because we’re a credit union, our rates are typically lower and that means a lower payment for you. If you don’t see a loan that meets your needs, contact us. Our loan specialists are here to help you find the financing you’re looking for.


Vehicle Loans


If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!


 

Apply Now for an MSUFCU Motorsport Vehicle Loan!Make the most of your free time on the highway or exploring off the beaten path. Two wheels or four? Your choice! Bring your sense of adventure—we’ll get you in the rider’s seat. Estimate a Payment.

  • No application fee
  • No down payment required
  • Flexible terms up to 84 months with no prepayment penalties
  • Easy preapproval online, by phone, or at a branch

 

New, Used, and Refinanced Motorsport Vehicles
with Motorcycles (less than 600cc)1
 Loan Terms  APRs
Up to 36 months as low as 4.490% APR
37 to 48 months as low as 4.740% APR
49 to 60 months as low as 4.990% APR
61 to 72 months as low as 5.490% APR
73 to 84 months as low as 5.990% APR

Motorsport vehicles include motorcycles (less than 600cc), snowmobiles, ATVs, and personal watercraft, lawn and garden tractors, and untitled watercrafts.
 

1 Annual Percentage Rate (APR) is Annual Percentage Rate . Rate for motorsport vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score.

 

Loan Payment Example: The monthly payment per $1,000 borrowed at 4.49% APR for a term of 36 months would require 36 monthly payments of $29.75 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

 

New, Used, and Refinanced Motorcycles (600cc or greater)2
 Loan Term  APRs
Up to 36 months as low as 2.190% APR
Up to 48 months as low as 2.490% APR
49 to 60 months as low as 2.740% APR
61 to 72 months as low as 3.240% APR
73 to 84 months as low as 3.740% APR

 

2 Annual Percentage Rate (APR) is Annual Percentage Rate . Rate for motorsport vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

 

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.19% APR for a term of 48 months would require 48 monthly payments of $28.73 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.




Home Loans


If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.



Personal Loans


MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.


 

MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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