MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

MSUFCU Alert

In observance of Independence Day, the Credit Union will be closed on Sat., 7/4. Our branch in the MSU Union will also be closed Fri., 7/3.

 

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans


If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!


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Apply Now for an MSUFCU Motorsport Vehicle Loan!

Make the most of your free time. New or used, we offer low rates, no application fees, and no prepayment penalties for motorsport vehicle loans.
 

New, Used, and Refinanced Motorsport Vehicles with Motorcycles (less than 600cc)1

Loan Terms APRs 
Up to 36 months as low as 4.500% APR
37 to 48 months as low as 4.750% APR
49 to 60 months as low as 5.250% APR
61 to 72 months as low as 6.250% APR

 

1 Annual Percentage Rate (APR) as of  July 01, 2015. Rate for motorsport vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score. Motorsport vehicles include Motorcycles (less than 600cc), Snowmobiles, ATVs, and Personal Watercraft. New Motorcycles, ATVs, Snowmobiles, Lawn and Garden Tractors, and untitled Watercraft financed for a maximum of 60 months and used to 48 months.

 

Loan Payment Example: The monthly payment per $1,000 borrowed at 4.50% APR for a term of 36 months would require 36 monthly payments of $29.75 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

 

New, Used, and Refinanced Motorcycles (600cc or greater)2

Loan Term APRs 
Up to 48 months (2013-2015 only) as low as 2.790% APR
Up to 48 months (2012 and older) as low as 2.790% APR
49 to 60 months as low as 2.790% APR
61 to 72 months as low as 3.650% APR

 

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.65% APR for a term of 48 months would require 48 monthly payments of $21.98 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

 

Motorcycles for 2013 - 2015 only (600cc or greater) over $25,0002

Loan Term APR
73 to 84 months as low as 4.000% APR

 

Annual Percentage Rate (APR) as of  July 01, 2015. Rates for motorcycle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score.

 

Loan Payment Example: The monthly payment per $25,000 borrowed at 4.00% APR for a term of 84 months would require 84 monthly payments of $341.72 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.




Home Loans


If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.



Personal Loans


MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.