MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans


If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!



Home Loans


If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.


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MSHDA (Michigan State Housing Development Authority)

Michigan Housing Development Authority (MSHDA) makes home ownership possible for first-time home buyers with limited income.

 
Term


30-year fixed-rate term with low or no down payment (escrow required).

 

 

Eligible Properties*


Primary residences, owner-occupied and approved condos located within Michigan.
 

Income limits: $62,100 for a 1-2 person household and $62,800 for a 3 or more person household.

New or existing home purchase price: $188,400.

 

*Income and purchase price limits are subject to change based on location. Income limits do not apply to the Down Payment Assistance Program see www.michigan.gov/mshda for the DPA limits.

 

Rural Housing Loans


Apply Now for an MSUFCU Mortgage!The Guaranteed Home Loan program provides homeownership opportunities to low and moderate-income families. Eligible properties must be new or existing stick-built, modulars, condos, or new manufacutred homes from approved dealers. Income limits apply. See loan officer for more information.

  • Up to 102% (with Guarantee Fee) financing based on purchase price
  • 30-year fixed rate term
  • Not restricted to first-time homeowners
  • Seller contributions allowed
  • Property must be in non-urban areas

Equal Housing Lender




Personal Loans


MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.