MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

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Apply Now for an MSUFCU Vehicle Loan Refinance!

Paying too much on your high-interest auto loan at another financial institution? Save money by refinancing with MSUFCU.* We offer low, fixed rates, no application fees, and a choice of terms from 36 to 72 months to help lower your monthly payments.

Refinanced Auto Loan Rates**



Loan Terms APRs 
Up to 36 months as low as 1.990% APR
37 to 48 months as low as 2.240% APR
49 to 60 months as low as 2.240% APR
61 to 72 months as low as 2.990% APR


*Auto loans currently held at MSUFCU will be increased by $2,500 when refinanced. The vehicle must have at least $2,500 in equity for the loan to be refinanced.

**Rates as of  April 02, 2014. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score. 



Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.