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MSUFCU | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!
From cars to homes to anything you need, get the financing you need with an affordable monthly payment from MSUFCU. Because we’re a credit union, our rates are typically lower and that means a lower payment for you. If you don’t see a loan that meets your needs, contact us. Our loan specialists are here to help you find the financing you’re looking for.


Vehicle Loans


If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!


Apply Now for an MSUFCU RV or Boat Loan!From the open road to the open water, it’s time to start planning your next adventure. That RV or boat you had in mind can become a reality with help from MSUFCU. Estimate a Payment.

  • No application fee
  • No down payment required
  • Flexible terms up to 240 months with no prepayment penalties
  • Easy preapproval online, by phone, or at a branch


We’ll Give You the Power of Negotiation
Get preapproved for your new auto loan to know your maximum loan limit and we’ll give you a ReadyLoan Check to complete your purchase. A ReadyLoan Check is a blank check written up to your preapproval amount. It’s valid for 180 days, so you have plenty of time to find the RV or boat that’s right for you. When you’re ready to buy, just fill in the RV or boat information and purchase details and hand it over to the seller!

 

 New, Used, and Refinanced Recreational Vehicles1
Loan Terms APR
49 to 60 months as low as 4.490% APR
61 to 84 months as low as 4.740% APR 
85 to 120 months as low as 4.990% APR
121 to 144 months as low as 5.240% APR 
145 to 180 months as low as 5.750% APR
7-Year Balloon, 181 to 240 months as low as 6.250% APR 

 

Boats, motorhomes, 5th wheelers, travel trailers, and campers are all considered recreational vehicles.


1 Annual Percentage Rate (APR) as of July 01, 2016. Rates for RV and boat loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.
 

Loan Payment Example: The monthly payment per $1,000 borrowed at 5.00% APR for a term of 48 months would require 48 monthly payments of $23.04 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.




Home Loans


If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.



Personal Loans


MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.


 

MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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