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MSUFCU | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!
From cars to homes to anything you need, get the financing you need with an affordable monthly payment from MSUFCU. Because we’re a credit union, our rates are typically lower and that means a lower payment for you. If you don’t see a loan that meets your needs, contact us. Our loan specialists are here to help you find the financing you’re looking for.

Vehicle Loans

If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!

Home Loans

If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.

Personal Loans

MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.


Enjoy your summer more with a little help from MSUFCU's Vacation Loan. Whether you're looking to take a dream vacation, purchase new outdoor furniture, pay off higher-rate loans, or anything else you may need—you can do it without breaking your budget. Estimate a Payment.


  • Rates as low as 6.900% APR1 for up to 18 months
  • Payments as low as $60 per month2
  • Minimum loan amount $1,000 
  • No application fee or prepayment penalty 


Example Payments2

Amount Borrowed


Monthly Payment


18 months 



18 months 



18 months 



Annual Percentage Rate (APR) as of May 1, 2016, and valid through July 31, 2016. Rate for Vacation Loan is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score.

2 Example payments based on a 6.90% APR.


MSUFCU Routing Number: 272479663

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