MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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In observance of Independence Day, the Credit Union will be closed on Sat., 7/4. Our branch in the MSU Union will also be closed Fri., 7/3.

 

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MSU Federal Credit Union | Personal | Loans

Loans for All Your Needs

Apply Now for an MSUFCU Auto Loan!Whether you're purchasing a home, refinancing your car, or need extra cash for unexpected expenses, we've got you covered.

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Vehicle Loans


If you're shopping for a car, truck, motorcycle, RV, boat, or personal watercraft, MSUFCU can help. We offer great low rates, no application fees, no prepayment penalties, and flexible terms to fit your budget. Stuck in a high interest loan? Refinance your current vehicle with MSUFCU today and enjoy lower rates!



Home Loans


If you’re in the market to purchase or build a home, MSUFCU has the tools to help you reach your goals.  We offer competitive rates and various loan options to meet your needs. View our mortgage timeline.



Personal Loans


MSUFCU offers a variety of personal loans and lines of credit with great low rates and flexible terms to fit your budget and your financial needs.


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Enjoy your summer more with a little help from MSUFCU's Vacation Loan. Whether you're looking to take a dream vacation, purchase new outdoor furniture, pay off higher-rate loans, or anything else you may need—you can do it without breaking your budget. Estimate a Payment.

 

  • Rates as low as 6.900% APR1 for up to 18 months
  • Payments as low as $60 per month2
  • Minimum loan amount $1,000 
  • No application fee or prepayment penalty 

 

Example Payments2


Amount Borrowed

Term

Monthly Payment

 $1,000

18 months 

 $58.65

 $1,500

18 months 

 $87.97

 $2,000

18 months 

 $117.29  

 

Annual Percentage Rate (APR) as of May 1, 2015, and valid through July 31, 2015. Rate for Vacation Loan is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score.

2 Example payments based on a 6.90% APR.